Buying a home is an exciting time. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Buying your first home? I know it can be a scary and overwhelming process, but I can help you!

Your home is probably the biggest purchase you or your family will ever make and it involves many decisions that go beyond simply choosing one you like. Click here to get 10 tips on how to take the stress out of homebuying!

My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat and referral business and hope you'll come to understand why.

As Your Agent, I Will:

• Personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can assure that you see all the properties in the area that meet your criteria. I can save you a great deal of time.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
• Make sure you don't pay too much for your new home and help you avoid costly mistakes. I will make sure the final contract is in your best interest.
• Insure that you have confidence when signing documents. Contracts are full of complicated terms and clauses. I will give you the full benefit of my real estate knowledge and experience.
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
  

Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before its too late.
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
• Choose a REALTOR® that you trust and who understands your needs.
• Determine what neighborhood best matches your needs.
• Identify important features you need your new home to have.
  

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections such as termites.
• Government fees include deed recording and state & local mortgage taxes.
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Contact me to find out more about how I can help you buy a home!